:root{
  --navy:#0f2340; --navy-2:#1a3560; --navy-3:#24467a;
  --gold:#c9a24a; --gold-2:#8a6a1f; --gold-soft:#f6efdd;
  --ink:#1c2533; --muted:#5d6a7d; --line:#e3e7ee; --bg:#f7f8fb; --white:#fff;
  --red:#c2553f; --amber:#d39a2b; --green:#2f8f63; --red-text:#a8432f; --green-dark:#25734f; --field-line:#6f7b8f;
  --radius:14px; --shadow:0 10px 30px rgba(15,35,64,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px;-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,5vw,3.4rem)}
h2,h1.h2{font-size:clamp(1.7rem,3.5vw,2.3rem)}
h1:focus,h2:focus{outline:none}
h3,h2.h3{font-size:1.3rem}
h3.h4{font-family:Inter,system-ui,sans-serif;font-size:1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.narrow{max-width:720px}
.center{text-align:center}
.muted{color:var(--muted)} .small{font-size:.88rem}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--gold-2);margin-bottom:.6em}
.lead{font-size:1.12rem;color:#34405a}
[hidden]{display:none!important}

.btn{min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:.5em;border:0;border-radius:999px;font:inherit;font-weight:600;cursor:pointer;text-decoration:none;padding:.8em 1.5em;transition:transform .12s,background .15s,box-shadow .15s}
:focus-visible{outline:3px solid var(--navy-3);outline-offset:3px}
.topbar :focus-visible,.hero :focus-visible,.cta-band .cta-copy :focus-visible,.footer :focus-visible{outline-color:var(--gold)}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-60px;z-index:100;background:var(--gold);color:var(--navy);font-weight:700;padding:12px 18px;border-radius:8px;text-decoration:none}
.skip-link:focus{top:12px}
main:focus{outline:none}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:#d6b25d;transform:translateY(-1px);box-shadow:0 6px 16px rgba(201,162,74,.35)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--navy)}
.btn-lg{font-size:1.1rem;padding:1em 2em}
.btn-sm{font-size:.9rem;padding:.55em 1.1em;white-space:nowrap;min-height:44px}
.btn[disabled]{opacity:.6;cursor:wait}

.topbar{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{min-height:44px;display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.brand-photo{flex:0 0 44px;width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:50% 30%;border:2px solid var(--gold);background:var(--navy)}
.brand-text{display:flex;flex-direction:column;line-height:1.2}
.brand-text small{color:#b9c4d8;font-size:.78rem}

.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;padding:80px 0 90px}
.hero h1{color:#fff}
.hero .lead{color:#dbe3f0}
.hero .muted{color:#c3cee0}
.hero-card .small{color:var(--muted);margin:0}
.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:56px;align-items:center}
.hero-cta{display:flex;flex-wrap:wrap;gap:16px;align-items:center;margin-top:28px}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:28px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.mini-gauge{width:120px;height:120px;border-radius:50%;margin:0 auto 18px;display:grid;place-items:center;align-content:center;background:conic-gradient(var(--gold) 0 62%,#e9edf3 62% 100%);position:relative}
.mini-gauge::before{content:"";position:absolute;inset:12px;border-radius:50%;background:#fff}
.mini-gauge span,.mini-gauge small{position:relative;color:var(--navy)}
.mini-gauge span{font-size:2rem;font-weight:700;font-family:"Playfair Display",serif;line-height:1}
.mini-gauge small{font-size:.8rem;color:var(--muted)}
.area-list{list-style:none;padding:0;margin:0 0 10px}
.area-list li{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:10px;font-size:.9rem;padding:6px 0}
.area-list i{display:block;height:8px;border-radius:8px;background:linear-gradient(90deg,var(--navy-3) var(--w),#e9edf3 var(--w))}

.how{padding:70px 22px}
.cards3{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:26px}
.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card .num{font-weight:700;display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold);margin-bottom:12px}
.card p{color:var(--muted);margin:0}

.quiz,.gate{background:var(--bg);padding:60px 0 80px;min-height:70vh}
.progress{height:8px;background:#e3e7ee;border-radius:8px;overflow:hidden;margin-bottom:22px}
.progress-bar{height:100%;width:0;background:linear-gradient(90deg,var(--gold),var(--gold-2));transition:width .3s}
.q-fieldset{border:0;padding:0;margin:0;min-width:0}
.q-legend{padding:0;width:100%}
.q-meta{display:inline-block;font-size:.85rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-2);margin:0 12px 6px 0}
.q-count{font-size:.85rem;color:var(--muted)}
.q-hint{font-size:.85rem;color:var(--muted);margin-top:14px}
.q-title{font-size:clamp(1.4rem,3vw,1.9rem);outline:none;margin-top:.3em}
.options{display:grid;gap:12px;margin:24px 0}
.option{display:flex;gap:14px;align-items:flex-start;min-height:44px;text-align:left;width:100%;background:#fff;border:1.5px solid #8b97ab;border-radius:12px;padding:16px 18px;font:inherit;color:var(--ink);cursor:pointer;transition:border-color .12s,box-shadow .12s,transform .12s}
.option:hover{border-color:var(--navy-3);transform:translateY(-1px);box-shadow:var(--shadow)}
.option input{flex:0 0 22px;width:22px;height:22px;margin:2px 0 0;accent-color:var(--navy);cursor:pointer}
.option input:focus-visible{outline:none}
.option:focus-within{outline:3px solid var(--navy-3);outline-offset:2px}
.option:has(input:focus:not(:focus-visible)){outline:none}
.option.is-checked{border-color:var(--navy);background:#f1f4fa;box-shadow:inset 0 0 0 1px var(--navy)}
.q-nav{display:flex;justify-content:space-between;align-items:center;gap:12px}
.q-nav #qNext{margin-left:auto}

.form-card{color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow);margin:22px 0}
.wf-field{margin-bottom:18px}
.wf-field label.wf-label,.wf-field legend{display:block;font-weight:600;font-size:.95rem;margin-bottom:6px;color:var(--navy)}
.wf-field fieldset{border:0;padding:0;margin:0}
.wf-req{color:var(--red-text);margin-left:3px}
.wf-input{width:100%;font:inherit;font-size:max(16px,1rem);min-height:46px;padding:12px 14px;border:1.5px solid var(--field-line);border-radius:10px;background:#fff;color:var(--ink)}
.wf-input:focus{outline:3px solid var(--navy-3);outline-offset:1px;border-color:var(--navy-3)}
.wf-input[aria-invalid="true"]{border-color:var(--red-text);border-width:2px}
textarea.wf-input{min-height:96px;resize:vertical}
.wf-help{font-size:.85rem;color:var(--muted);margin-top:4px}
.wf-error{font-size:.9rem;font-weight:600;color:var(--red-text);margin:4px 0 0;min-height:0}
.wf-error:empty{display:none}
.wf-check{display:flex;gap:10px;align-items:flex-start;font-weight:500;font-size:1rem;cursor:pointer;margin:2px 0;min-height:44px;padding:10px 0}
.wf-check input{flex:0 0 22px;width:22px;height:22px;margin-top:1px;accent-color:var(--navy)}
.wf-consent{background:var(--gold-soft);border-radius:10px;padding:6px 16px}
.wf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.wf-form-error{background:#fbeceb;color:var(--red-text);border-radius:8px;padding:10px 14px;margin-bottom:14px}
.wf-form-error:empty{display:none}
.wf-submit{width:100%;margin-top:6px}
.wf-note{font-size:.82rem;color:var(--muted);margin-top:14px;text-align:center}
.skeleton{height:46px;border-radius:10px;background:linear-gradient(90deg,#eef1f6,#f7f8fb,#eef1f6);background-size:200% 100%;animation:sh 1.2s infinite;margin-bottom:14px}
@keyframes sh{to{background-position:-200% 0}}
.thanks{text-align:center;padding:10px 0}
.thanks:focus{outline:none}
.thanks-title{font-weight:700;font-family:"Playfair Display",serif;color:var(--navy);font-size:1.4rem;margin:0 0 .4em}

.results{padding:60px 0 80px;background:#fff}
.res-top{display:grid;grid-template-columns:280px 1fr;gap:48px;align-items:center;margin:34px 0 46px}
.gauge{--c:var(--navy);width:250px;height:250px;border-radius:50%;background:conic-gradient(var(--c) calc(var(--p)*1%),#e9edf3 0);display:grid;place-items:center;margin:0 auto;transition:background 1s}
.gauge-inner{width:200px;height:200px;border-radius:50%;background:#fff;display:grid;place-items:center;align-content:center}
.gauge-inner span{font-family:"Playfair Display",serif;font-size:4.2rem;font-weight:700;color:var(--navy);line-height:1}
.gauge-inner small{color:var(--muted)}
.tier-badge{display:inline-block;margin-top:0;padding:.3em .9em;border-radius:999px;font-weight:700;font-size:.85rem;color:#fff;background:var(--navy);margin-bottom:10px}
.tier-early{background:var(--red-text)} .tier-ready{background:var(--amber);color:var(--navy)} .tier-exit{background:var(--green-dark)}
.tier-scale{list-style:none;padding:0;margin-bottom:0;display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:16px;font-size:.85rem}
.ts{border-radius:8px;padding:8px 10px;background:var(--bg);border:1.5px solid transparent;color:var(--muted)}
.ts b{display:block;color:var(--navy)}
.ts.on{border-color:var(--navy);background:#fff;color:var(--ink)}
.breakdown{background:var(--bg);border-radius:18px;padding:30px;margin-bottom:40px}
.areas{list-style:none;padding:0;margin:0}
.area{display:grid;grid-template-columns:200px 1fr 54px;gap:14px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line)}
.area:last-child{border-bottom:0}
.area-name{font-weight:600;color:var(--navy)}
.bar{height:12px;border-radius:12px;background:#e3e7ee;overflow:hidden}
.bar i{display:block;height:100%;border-radius:12px;width:0;transition:width 1s}
.area-pct{font-weight:700;text-align:right}
.sw{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:22px}
.sw-card{background:#fff;border-radius:12px;padding:18px 20px;border-left:5px solid var(--green)}
.sw-card.weak{border-left-color:var(--amber)}
.sw-card h3{margin:0 0 6px;color:var(--navy)}
.sw-card p{margin:0;color:#34405a;font-size:.95rem}
.cta-band{display:grid;grid-template-columns:1fr 1fr;gap:40px;background:var(--navy);color:#fff;border-radius:22px;padding:44px;align-items:start}
.cta-band h2{color:#fff;font-size:1.8rem}
.cta-band p{color:#dbe3f0}
.checks{list-style:none;padding:0;margin:0}
.checks li{padding-left:30px;position:relative;margin:8px 0;color:#eef2f8}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
.form-card.light{margin:0}

.about{padding:70px 22px}
.about-grid{display:grid;grid-template-columns:160px 1fr;gap:36px;align-items:center;background:var(--bg);border-radius:20px;padding:36px}
.avatar{width:150px;height:150px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:"Playfair Display",serif;font-size:3rem;font-weight:700;border:5px solid var(--gold)}
.avatar-photo{display:block;object-fit:cover;object-position:50% 30%;padding:0;box-shadow:0 10px 30px rgba(11,31,58,.18)}
.footer{background:var(--navy);color:#cbd5e5;padding:34px 0}
.footer strong{color:#fff}
.footer .muted{color:#b4c2d6}
.footer p{margin:.3em 0}

@media (max-width:860px){
  .hero-grid,.res-top,.cta-band,.sw,.about-grid{grid-template-columns:1fr}
  .cards3{grid-template-columns:1fr}
  .hero{padding:56px 0 64px}
  .area{grid-template-columns:1fr 54px}
  .area .bar{grid-column:1/-1;grid-row:2}
  .cta-band{padding:28px}
  .about-grid{text-align:center;justify-items:center}
  .wf-row{grid-template-columns:1fr}
  .brand-text small{display:none}
  .brand-text strong{font-size:.95rem}
}

.hero-disclaimer{margin-top:14px;font-size:.85rem;color:#c9d3e3;max-width:560px;border-left:3px solid var(--gold);padding-left:10px}
.disclaimer-box{max-width:860px;margin:26px auto 0;padding:14px 18px;background:#fbf7ec;border:1px solid #e6d3a3;border-left:4px solid var(--gold);border-radius:10px;color:var(--ink);font-size:.92rem;line-height:1.55}
.disclaimer-box strong{color:var(--navy)}
.footer-disclaimer strong{color:#fff}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
@media (max-width:420px){ .tier-scale{grid-template-columns:1fr} .ts{display:flex;gap:10px;align-items:baseline} .ts b{display:inline} }
.hero .eyebrow,.cta-band .eyebrow{color:#e0c27a}

a{color:var(--navy-3);text-underline-offset:2px}
.about-email a{color:var(--navy);font-weight:600;text-decoration:underline;overflow-wrap:anywhere}
.cta-email{margin-top:18px}
.cta-email a{color:#e0c27a;font-weight:600;text-decoration:underline;overflow-wrap:anywhere}
.footer a{color:#e0c27a;text-decoration:underline;overflow-wrap:anywhere}
.cta-email a,.footer a,.about-email a{display:inline-block;padding:10px 0;margin:-10px 0}